Where can I withdraw money from my Netspend card for free? That's what most of us ask our selves now our days 😅 really funny right? But of course, through a free ATM network or get cash back at a store.
A Netspend card is a helpful tool that many people use instead of a regular bank account. People use it to get paid for their job, get tax money back, or if they can’t use a regular bank.
No matter why you have a Netspend card, you might also want to take out cash from it without paying any fees. Netspend has a lot of fees, so it’s important to pay attention before making a withdrawal, as you’re likely to pay for it.
However, if you are thinking about how and where you can withdraw money from my Netspend card for free, listen up. Taking out money from your Netspend card is easy if you know where to find ATMs that won’t charge you or stores that can give you cash when you buy something.
But there’s more to know. Keep reading this article to understand everything better.
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Where Can I Withdraw Money from My Netspend Card for Free?
Here are some possible ways you can use to withdraw money from your Netspend car for free.
1. Using the MetBank or MoneyPass ATM Network
ATMs have networks just like hospitals and insurance plans. Not all ATMs are the same – some are more friendly and let you take money without extra charges. Nonetheless, you have a few options to withdraw money from your Netspend card for free.
You can use either the MetBank or MoneyPass ATM network to withdraw money from your Netspend card for free. These ATMs won’t charge you if you have a Netspend card.
MetaBank is like Netspend’s main bank, so it makes sense that they would offer free ATM usage to Netspend customers. Just make sure the ATM says “Privileged Status” to get money for free.
There are around 61,000 MoneyPass ATMs all over the US. And it is one of the largest surcharge-free ATM networks in the country. They can usually be found in 7-Eleven, Costco, and CVS locations. If you’re looking for one, a MoneyPass ATM locator is integrated into the Netspend app, which will help you find the closest cash withdrawal locations near you.
Read Also: How To Transfer Money From Netspend To PayPal
2. Getting Cashback at a Store
ATMs are not the only way to get hands-on cash from your Netspend bank card for free. You can also ask for a cashback when you checkout at certain stores.
Remember the times when you could ask for a cookie after school? Well, now you can ask for cash at some stores when you buy things. It’s not as common, but it’s still a good way to get cash without ATM fees.
Not every store will do this, but many grocery stores and big shops might. When you’re buying stuff, tell the person at the counter that you want to get cash back from your Netspend card.
They will tell you how much money you can get and how it works. Then, you put your card into their machine, like when you pay for your stuff.
The machine talks to your Netspend account and asks for your secret PIN. Which is like your card’s secret password.
Once you type in your PIN, the person at the store will give you the cash. The money you get will show up in your Netspend history, just like your shopping.
If you purchased $120 worth of groceries and got $60 back in cash. Your Netspend history will show a $180 charge from the store, and you won’t pay any ATM fees.
Keep in mind, stores might have a limit on how much cash they can give you this way. Ask them about it, so you know how much you can get when you go shopping. This way, you will have the money you need, and definitely won’t be surprised.
3. Stick to Netspend Card’s ATM Network
When it comes to withdrawing money from your Netspend card for free, a smart approach is to exclusively use ATMs within your card’s network. Typically, venturing outside of this network can lead to higher ATM charges when withdrawing money.
As previously mentioned, you can use either the MetBank or MoneyPass ATM network to withdraw money from your Netspend card for free. These ATMs won’t charge you if you have a Netspend card.4
Just like many other financial institutions that offer the advantage of fee-free withdrawals from ATMs owned by the same bank, Netspend offers users the benefit of using either the MetBank or MoneyPass ATM network to withdraw money from their Netspend card for free. These ATMs won’t charge you if you have a Netspend card.
4. Use Digital Payment Wallets
You can completely sidestep ATM fees by avoiding cash altogether through the use of digital wallets like Apple Pay or Google Pay where applicable. Before you visit any establishment – be it a store, eatery, or elsewhere – check to see whether they accept digital wallet payments. By doing so, you can steer clear of any ATM charges.
Moreover, Netspend cardholders have the option of using FlashPay to send money from one Netspend account to another. Simply log in to your account and use the Online Account Center to start the transfer.
Even better, these methods seamlessly connect to your bank account and allow you to send money from your phone to the recipient or business with no ATM fees involved.
I have made a guide detailing how you can transfer money from Netspend to PayPal. Alternatively, you can fund your Cash App from a Netspend card.
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What is Netspend’s ATM Withdrawal Limit?
Netspend has some important rules and fees you should know about before using your card. They want to make sure you’re aware of what might cost you money.
If you want to take out money from your Netspend card at an ATM, here’s what you need to know:
You can take out up to $325 each time you use the ATM, and within 24 hours, you can take out up to $940. You’re allowed to do this up to six times in one day.
But if you need more money, like when you talk to a cashier, they can give you up to $4,999.99 every 24 hours. This is the same amount you can spend when using your card to buy things.
Is 711 ATM Free Netspend?
Absolutely, Netspend withdrawals don’t cost a thing at most 7-Eleven ATMs, and there’s a neat reason behind it. You see, 7-Eleven came up with this clever idea of letting many banks share their ATMs.
This way, more people can use them without having to pay extra fees. That’s why you can take out money from your Netspend card without fees at most 7-Eleven ATMs.
And here’s a bonus: usually, 7-Eleven won’t charge you fees either, unless your card issuer decides to. The only charges you might come across are from your own card issuer or bank, plus any international fees your bank might apply for currency exchange.
But there’s a catch, Not every 7-Eleven ATM offers free withdrawals. So, it’s a good idea to hop onto 7-Eleven’s website to find out more about this.
Frequently Asked Questions FAQs
What banks are associated with Netspend?
Netspend Visa® and MasterCard® Prepaid Cards are issued by The Bancorp Bank, Pathward™, National Association, and Republic Bank & Trust Company, Members FDIC. Netspend is a registered agent of The Bancorp Bank, Pathward, NA, and Republic Bank & Trust Company.
Can you connect Netspend to cash App?
To move funds from Netspend to your account on the Cash App, you require a bank account associated with your Cash App. Link Netspend to your account on the Cash App to transfer money. Add Netspend as an option to your PayPal account and use it to transfer funds.
How do I transfer money from NetSpend to Wells Fargo?
You cannot transfer money from NetSpend to a bank account. You can only transfer money to people who also have Netspend cards. You can do that online by logging in to your account and selecting "Send Money". However, you can receive money on NetSpend from any U.S. bank account.
Final thought on Where Can I Withdraw Money from My Netspend Card for Free
To withdraw money from your Netspend card for free, see if you can find a MetBank or MoneyPass ATM location in your area, or use the cashback option at a store near you. Planning ahead also helps.
Figure out how much cash you will need for the week (or even longer) and take it out in a lump sum. Just remember that withdrawal limits apply no matter which route you choose. So keep those in mind and plan accordingly.
Lastly, having some extra money in your wallet is a good idea. It can be your special cash stash for times when you can only use cash. This way, you won’t have to pay extra ATM fees.