Regions Bank or Republic Bank & Trust Company issues the Skylight Card. It is one of the best Netspend debit cards to have for daily transactions. Because the card is a prepaid debit card that is not linked to any bank, understanding how to transfer money from the Skylight card to a bank account is critical for moving money to your bank account for saving or other purposes.
Prepaid debit cards only allow you to use the balance in your card account, and if that balance is depleted, you must reload the card to continue using the services. Most prepaid debit cards allow you to manage your card accounts online and send and receive money. You can also check your transaction history and download statements using your online account, among other things.
To use the Skylight card, all you need is a smartphone and an online account. Even when transferring money to your bank account, you can do so online by entering your bank account information, such as the account and routing numbers. In today's article, I'll show you how to transfer money from your Skylight card to your bank account.
How do I get the Skylight Card?
You can obtain the Skylight card by applying online. You must first go to the Netspend website and register for the card. When the card is ready, it will be delivered to the address you provided when you opened the account, and you will be able to activate it online by visiting the Skylight card activation page.
When applying for the card, you must provide the following information:
- Phone number
- Email address
- Physical address
- Social Security Number, and
- Government ID (Passport, Driver’s license, or ID card)
What is the importance of the Skylight Card?
The skylight one card has numerous benefits that you cannot afford to overlook. To begin with, the debit card simplifies the payment of salaries and wages. Employers find it appealing to pay their employees via card because it eliminates the need for direct deposits. The card guarantees;
- Payroll is simplified because companies no longer have to write checks to pay their employees.
- It is inexpensive to make deposits into the employer's accounts.
- Employers do not have to handle the payment process on their own, resulting in complete program management.
The following are some of the card's other significances.
1. Pay bills online
You can use the card to pay for things like water, electricity, internet, and transportation. You can also purchase money orders and send money via mail. As a result, you will never find yourself in a line waiting for service.
2. Withdraw funds
You can withdraw your payment without losing any coins once you have received it. It means you can get 100% of your payments at over 8,800 locations across the country. You can also withdraw cash from an ATM that accepts your card.
3. Review your card account
At the Online Account Center, you can easily view your transaction history as well as your balance. As a result, it is simple to keep track of your expenditures rather than simply remaining unaware of how you are spending your money.
4. Send money to other Skylight cardholders.
You can quickly transfer funds to other Skylight cardholders because the card allows you to manage your card account online.
5. Move money to a bank account.
You can use the card to transfer funds to your checking or savings account for a variety of purposes. Money in a bank account is useful for a variety of transactions. You can, for example, save money for future use or even buy goods and services online. You can also send money to others instantly using a checking account number.
How to transfer money from the Skylight Card to a bank account
The Skylight card does not offer a direct method of transferring funds to a bank account. Because the card is a Netspend card, and all Netspend cards do not support card-to-bank transfers, you must use an indirect method to deposit funds into your bank account. The following are the methods for transferring funds from a Skylight card to a bank account.
1. Use PayPal
You can use the card to send money to PayPal. Because PayPal allows you to transfer funds to a bank account, you can easily use the platform to do so. Additionally, you must ensure that the receiving bank account is linked to PayPal. You must also link the Skylight card to PayPal as shown below.
- Sign in to your PayPal account
- Go to Wallet
- Below the ‘Debit and credit cards, select ‘Add a card.’
- Select the type of the card
- Key in the necessary details
- Click Save
You can connect your bank account by following the steps outlined below.
- Transfer to Wallet
- 'Add a card or bank account' should be selected.
- Select 'Add a bank account.'
- Enter your 'Account Number' as well as the 'Sort Code.'
- Examine your information and click Agree, then add
2. Transfer money over the counter
The card allows you to withdraw money from ATMs that accept Visa and Mastercard cards. You can also withdraw money from various locations across the country. After you've withdrawn the funds, you can ask the officers to deposit them in your preferred bank account.
When withdrawing from a bank or center, you must bring your card along with your ID card so that the officers can properly identify you.
3. Withdraw at an ATM point and deposit to your bank account
Because the card is a debit card, you can easily withdraw money from an ATM and deposit it into your bank account. Surprisingly, debit and credit cards allow you to withdraw funds from your bank account at any time.
Is it safe to use the Skylight Card?
If you are employed and receive your payments via the card, you should be less concerned because the card is safe to use. First and foremost, the card includes a PIN (Private Identification Number). The PIN allows you to withdraw money from ATMs, and no one else can use the card to withdraw funds from your account.
Second, the information you send to the servers online is encrypted, so no third party can intercept it. Thousands of hackers are constantly online looking for ways to steal money from your account. The company has thought about it, and you can rest assured that you are safe online.
Furthermore, you can configure alerts and notifications to receive real-time reports on any type of activity in your account directly to your phone number. If you suspect that unusual activity is taking place in your account, you can easily lock your card.
If you do not feel safe keeping money in your card account, you can transfer it to your bank account and be at ease. It is now simple to obtain a free checking account with no credit check and no deposit. In fact, not having a bank account in this day and age is awkward because certain transactions require a bank account.
Read Also: Untraceable Money Transfer Apps
How do I protect my Skylight card from fraud?
If you do not take care of the card, it is vulnerable to fraud. To keep your funds safe at all times, you must maintain a high level of responsibility. The following precautions are required to safeguard your card.
1. Keep your PIN a secret
Nobody should know your PIN because it is personal information. Your PIN is typically a four-digit number that you can change if you suspect that the information has been compromised. When using an ATM, you should never seek assistance from anyone other than bank employees.
2. Use a secure internet connection when online
When you are online, your information is extremely vulnerable. As a result, you must avoid using insecure internet connections, such as public WiFi. Hackers can easily read your information and use it to delete your card account.
3. Immediately Report once you lose your card
If you report on time, your card issuer will assist you in locking the card, preventing you from losing money. If the fraudster uses money from your card, you are not liable for any unauthorized use of your funds.
Reporting the loss of a card immediately prevents money from being transferred to other accounts. If I may inquire, how long does it take to transfer money from one bank to another? It can take 3-5 days for funds to transfer from your card to PayPal or any other relevant platform. As a result, you will have avoided transferring money from your card account to another account.
Conclusion on How to Transfer Money from the Skylight Card to a Bank Account
Skylight is a Netspend debit card that facilitates employee payments. The card, like any other debit card, allows you to withdraw money from ATMs, purchase goods and services online, and transfer funds to a bank account. You can manage your account online via phone or computer. To avoid losing money, keep your card's PIN and other information private.